Junior Credit Analyst in Large Corporates and Institutions

Finance Risk Credit Institutional Banking Business unit

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Are you analytical and an aspiring banking professional with the drive to be part of the 1st Line Credit unit in Danske Bank?

1st Line Credit manages the credit risk within Danske Bank’s large corporate, financial institutions, and public credit portfolio and ensures that we comply with the bank’s overall risk appetite.

Given our broad industry coverage, we participate in a significant number of industrial scale transactions, large M&As and other complex projects.

By joining our team, you will be part of a highly motivated, fast-paced environment and you will be working with professionals, who continuously try to improve our market leading risk function, main area of focus for you will be Financial Institutions.

A position with a high degree of analysis and structuring responsibility.

In order to succeed in the role, you need to be able to comprehend and condense complex information, steering through situations where the involved parties can have differing priorities and opinions, while keeping a focus on improving the business.

We see to embed the bank’s Cultural Commitments and Purpose in everything we do, and we continuously discuss how we can improve our position for the benefit of us as individuals and for the bank as a whole.

You will:

Perform annual periodic reviews of credit exposures within a designated credit portfolio, which entails analysing banks’ and other financial institutions’ financial statements, their individual counterparty risk and the broader macro- and geopolitical view on the countries where our counterparties reside or operate
Fulfil requests from Trade Finance which entails financial ratio analysis of our correspondent banks, and filling of our internal systems with appropriate data
Be in close collaboration with the Senior Bankers and product units, develop forward looking customer strategies and risk appetite

About you:

Have a relevant undergraduate or graduate degree in finance, economics or business management
Have an analytical mindset
Experience in analysing and assessing corporate or institutional credit risk would be an advantage
Upper-Intermediate English language skills
Nordic languages skills are not required but would be an advantage
You thrive by working independently while at the same time ensuring a strong partnership with the rest of the 1st Line Credit team, our colleagues on the customer side and Group Risk Management
You are highly responsible and act with integrity

We offer:

Monthly salary range from 1840 EUR to 2760 EUR gross (based on your competencies relevant for the job).

Additionally, each Danske Bank employee receives employee benefits package which includes:

Growth opportunities: professional & supportive team, e-learnings, numerous development programs; (incl. professional certificates); 100+ professions for internal mobility opportunities.
Health & Well-being: a diverse, inclusive, work & life balance work environment; additional health insurance; mental well-being practices; partial psychologist counselling compensation; silence and sleep zones at the office; game rooms.
Hybrid working conditions: home office budget (after the probation period); modern Danske Campus workplace developed with anthropologist for the best employee experience.
Additional days of leave: for rest, health, volunteering, exams in higher education institutions, and other important activities. Moreover, for seniority with Danske Bank.
Monetary compensation package: accidents & critical diseases insurance; financial support in case of unfortunate events, travel insurance; IIIrd Pillar Pension Fund contribution.