Senior Credit Analyst for 1st Line Credit Lithuania

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Are you an experienced and analytical banking professional with the drive to be part of the 1st Line Credit unit in Danske Bank?

1st Line Credit manages the credit risk within Danske Bank’s large corporate, financial, and public credit portfolio and ensures that we comply with the bank’s overall risk appetite.
Given our broad industry coverage, we participate in a significant number of industrial scale transactions, large M&As and other complex projects.
By joining our team, you will be part of a fast-paced environment and you will be working with professionals, who continuously strive to improve our market leading risk function.

A position with a high degree of analysis and structuring responsibility

In order to succeed in the role, you need to be able to comprehend and condense complex information, steering through situations where the involved parties can have differing priorities, while keeping a focus on improving the business.
We strive to embed the bank’s Cultural Commitments and Purpose in everything we do, and we continuously discuss how we can improve our position for the benefit of us as individuals and for the bank as a whole.

Depending on your experience and knowledge, we may offer you different seniority of the role.

You will:

Manage the credit risk in a designated portfolio of large financial institutions, including banks, insurance companies, pension funds, asset managers, etc.
Analyse credit requests and produce structured and intuitive recommendations including analysis of the individual counterparty risk and the broader macro- and geopolitical view on the countries where our counterparties reside or operate
Perform annual periodic reviews of credit exposures within your credit portfolio
Analyse risk reward and collect information on ESG, financial risk, compliance, etc. from specialist departments and ensure these incorporated in our analysis
In close collaboration with the customer responsible and product units, develop forward looking customer strategies and risk appetite

About you:

Either have a relevant graduate degree and/or substantial relevant credit training from a financial institution
Experience in analysing and assessing corporate or institutional based credit risks
A strong communicator with excellent written and verbal English skills
You thrive by working independently while at the same time ensuring a strong cooperation with the rest of the 1st Line Credit team, our colleagues on the customer side and Group Risk Management
Highly responsible and act with integrity
Advanced English level

We offer:

Monthly salary range from 3120 EUR to 4680 EUR gross (based on your competencies relevant for the job).

Additionally, each Danske Bank employee receives employee benefits package which includes:

Growth opportunities: professional & supportive team, e-learnings, numerous development programs; (incl. professional certificates); 100+ professions for internal mobility opportunities.
Health & Well-being: a diverse, inclusive, work & life balance work environment; health insurance from the first day of employment; mental well-being practices; partial psychologist counselling compensation; silence and sleep zones at the office; game rooms.
Hybrid working conditions: home office budget (after the probation period); modern Danske Campus workplace developed with anthropologist for the best employee experience.
Additional days of leave: for rest, health, volunteering, exams in higher education institutions, and other important activities. Moreover, for seniority with Danske Bank.
Monetary compensation package: accidents & critical diseases insurance; financial support in case of unfortunate events, travel insurance; IIIrd Pillar Pension Fund contribution.